Credits

Nov 7 2019

Cambria at Otay Ranch – Cornerstone Communities, cornerstone mortgage.

#Cornerstone #mortgage

cornerstone mortgage

Beginning a month prior to opening you may make an appointment with a Community Sales Agent. The agent will review the steps to purchase and give you a link to the Seller’s Designated Lender on-line application.

You will need to complete all the information in the application (for you and your spouse if purchasing together). If you are considering a purchase with someone other than your spouse, you will need to fill out two separate applications (one for each of you).

PLEASE NOTE: Earnest money deposit is $10,000. If you have chosen to use CrossCountry Mortgage to finance your new home the earnest money deposit is discounted to $5,000. You always have the option of using your choice of lenders to finance your new home.

STEP 2

You will need to email the following documents to CrossCountry Mortgage:

  • Official Bank statements for each account you have for the prior 2 months (all pages)
  • Pay-stubs covering the prior 30 days
  • Federal Tax Returns for the prior 2 years (including all schedules and attachments)
  • W-2s from the prior 2 years
  • Loan Worksheet Questionnaire (provided by sales agent)
  • Buyer’s Certification and Authorization (provided by sales agent)

STEP 3

You will also need to complete the Buyer’s Profile Form and email it to the sales office. Upon receipt of all your documents the pre-qualification will commence and you will be kept updated on the progress.

PLEASE NOTE: Earnest money deposit is $10,000. If you have chosen to use CrossCountry Mortgage to finance your new home the earnest money deposit is discounted to $5,000. You always have the option of using your choice of lenders to finance your new home.

CrossCountry Mortgage is the designated lender of Cornerstone Communities. The relationship with CrossCountry Mortgage allows Cornerstone to offer home buyers numerous benefits and favorable financing solutions. Learn more about CrossCountry Mortgage here.

Written by CREDIT


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