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Work out your mortgage budget
See how much you could borrow and work out what your monthly payments might be with our mortgage calculators.
Choose a calculator
The results from the calculator are just examples to help you plan your budget. Neither provides all the details you need to choose a mortgage.
If you apply for a mortgage with us, we ll give you a document called a Key Facts Illustration that includes everything you need to know before making a decision.
Your home may be repossessed if you do not keep up repayments on your mortgage.
How much can I borrow?
Get a rough idea of how much you could borrow for a residential mortgage based on your personal circumstances.
Your rough mortgage borrowing estimate
Change the deposit you can provide or the amount you want to borrow to see how that affects your result.
What will my mortgage cost?
See examples of costs for different mortgage types, payment terms and interest rates.
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The interest rate you ll pay until the introductory period ends.
The interest rate you ll pay after your introductory period ends.
The amount you’ll pay each month during the introductory period of time and at the stated interest rate.
The amount you’ll pay each month after the introductory period ends at the stated interest rate.
Adding the fee to the mortgage means you’ll pay interest on it over the term, which increases the total amount you need to repay. You ll pay this fee when you submit your application. If the mortgage doesn t complete, we ll refund it providing no property valuation has taken place.
Charges you have to pay if you want to pay off the mortgage earlier than the agreed term, or if you want to make an overpayment that s more than your overpayment allowance.
The annual percentage rate of charge (APRC) shows the total cost of your mortgage, including the interest and any fees you ll pay. The percentage figure enables you to compare our mortgage APRCs with those of other lenders.
The proportion of the property value you want to borrow. To work it out we divide the amount you want to borrow by the property value and multiply the result by 100.
The amount you ll pay for the mortgage over the agreed term. This amount doesn t include any fees you ll pay over the term of the mortgage.
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Mortgage interest rate calculator
See how a change of interest rates would affect your monthly payments.
Your rough mortgage interest rate estimate
Based on what you told us
Try a different interest rate
Already have a mortgage with us? Take a look at the exclusive rates we offer exclusively to current mortgage customers who want to switch to a new deal or borrow more money.
Thinking about buying to let? Try our buy-to-let mortgage deals and tips.
* BBBR means the Barclays Bank Base Rate, which is currently 0.25% (effective 5 August 2016).
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Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).
Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.